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Dive Accident Insurance

Dive Accident Insurance

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Now, with insurance protection through your membership in DiveAssure association, you can have the comprehensive coverage you need to enjoy your year round dives and diving vacations. For as little as $79, DiveAssure provides you with immediate membership that includes worldwide coverage for a full year (2 year membership is available for all programs and levels of coverage except the Single trip Diamond).


Before you gear up, or when preparing for your diving vacation, spend the few minutes it takes to become a DiveAssure member.


It's simple. Just complete the sh ort online application form and that's it, You're Covered!


It's secure. Our web site is fully secured with the latest electronic commerce technologies. All inf ormation is f orwarded directly to us and is maintained with the utmost confidentiality.


It's fast. It only takes about three minutes from the time you ask to apply for membership until your application is approved over the Internet, and you receive your membership certificate.

 

We now offer 3 levels of Annual Coverage: Gold, Platinum and our all-in-one dive medical and dive travel comprehensive program - the Diamond, available in Single or Multi trip versions. The Diamond program should be your choice if you plan on dive traveling this coming year.


DiveAssure Insurance Programs

Click here to sign up or for more information


All programs offer primary coverage. Benefit amounts below are per incident.

Policy Cover

Gold

Platinum

Diamond

Desription

Our basic diving accident membership program with basic trip protection

Supreme diving accident proection with enhanced basic trip protection

Our most prestigous program. Annual membership with dive accident coverage + either single trip or multi trip comprehensive protection.

Accident medical and rescue expenses following a diving accident, including emergency evacuation and policy limit

$250,000

$500,000

$1,000,000

Death as a result of diving accident- optional

various levels

various levels

various levels

Loss of diving gear left on site of claimable accident requiring hospital treatment

$2,500

$5,000

$5,000

Repatriation of remains to home country

$5,000

$10,000

$10,000

Flight/Accommodation – extra expenses following diving accident

$5,000

$10,000

See Travel Protection Below

Depth limit

None

None

None

Diving vacation cancellation - due to the member being medically unable to dive (*)

$1,000

$10,000

$10,000

Diving vacation interruption – due to the member being medically unable to dive (*)

$1,000

$10,000

$10,000

Diving vacation cancellation – Comprehensive Coverage (*)

N/A

N/A

various levels

up to $25,000

Divingvacation interruption – Comprehensive Coverage (*)

including also: additional transportation and accommodation expenses, travel delay and missed connection (150% more than your cancellation amount)

N/A

N/A

various levels- depending on your cancellation coverage

up to $37,500

Diving gear – comprehensive coverage (loss, damage and theft)

N/A

N/A

$5,000

Death/Total and permanent disability – Non diving related- optional

N/A

N/A

various levels

Non-diving related accident assistance and medical expenses covered (during a diving vacation)

No

$500,000

$1,000,000

Non-diving sickness Medical and rescue expenses including emergency evacuation – Comprehensive coverage.

N/A

N/A

$1,000,000

Family member’s non-diving related accident assistance and medical expenses covered (during a diving vacation)No$500,000

$1,000,000

2 year memberships availableYesYes

Yes (except for Single trip program)

Single trip/ multi trip comprehensive travel coverageN/AN/A

Both available


(*)

Subject to a $100 deductible.
Please note: This document does not constitute a legal contract of insurance f or personal accident and medical expenses. If in doubt - f or your own protection - read the full w ording of the policy
.


Travel Assistance Services

All of DiveAssure’s annual memberships with insurance include travel assistance services by AIGAssist. Services are available 24 hours a day, 7 days a week through a toll free number or a collect call from anywhere in the w orld.


24-Hour Medical Assistance Hot Line:

AIGAssist® provides 24-Hour W orldwide Medical Inf ormation and Assistance, multilingual assistance and consultation along with non-diving related medical referrals to physicians, hospitals and specialists.


Medical Evacuation:

AIGAssist® will make arrangements f or any and all means necessary to transp ort the Insured back home when medically necessary.


Emergency Medical Payments:

If a Hospital demands a cash deposit or settlement pri or to leaving, AIGAssist® will arrange the advancement of funds to cover on-site Medical Expenses.


24-Hour Medical Monit oring:

Physicians monit or the Insured’s condition by maintaining close contact with the attending physicians, his/her family Physician, and Immediate Family Members.


 

Return of Dependent children:

AIGAssist® will Arrange and pay f or one-way economy airfare to return children home if you become ill or injured and cannot attend to their needs.


Return of Traveling Companion:

AIGAssist® will arrange and pay f or one-way economy airfare f or a traveling companion if the companion loses previously made travel arrangements because of Your medical emergency.


Return of Vehicle:

AIGAssist® will Arrange and pay to return your unattended vehicle to the rental agency or to the current principal residence in case of a medical emergency


Family or friend Visit:

AIGAssist® will arrange and pay f or economy round-trip airfare f or an Immediate Family Member or close friend if you are traveling alone and require hospitalization f or m ore than seven consecutive days.


 

Prescription Assistance:

When required, AIGAssist® will arrange replacement of lost or stolen medication, through a local pharmacy or special courier.


Transp ortation of M ortal Remains:

In the event of death while traveling, AIGAssist® will make the necessary arrangements and payment f or the return of remains to the place of burial.


24-Hour Legal Assistance (*)
In a legal emergency, referral to a local legal advis or and advance of funds f or bail and legal fees.


Travel Documents Assistance

AIGAssist® will help retrieve, rep ort, and reissue lost or stolen travel documents.

Emergency Cash Transfer

AIGAssist® will, whenever possible, co ordinate with the Insured and a wire agency, in obtaining funds in local currency f or medical or travel emergencies.


EmergencyMessageCenter

AIGAssist® will assist with and pay f or transmission of emergency messages to family and business associates.


Interpretation Services

AIGAssist® will provide emergency language supp ort or referral to the appropriate local services.


24-Hour Travel Services (*)
AIGAssist® provides 24-hour assistance f or emergency travel needs and allows you to make emergency travel changes such as rebooking flights, making hotel reservations, tracking lost luggage, and replacing lost credit cards.


Pre-trip Inf ormation

AIGAssist® will provide the following pre-trip services: Visa, passp ort and inoculation requirements; Cultural inf ormation; Weather conditions; Embassy and consular referrals; F oreign exchange rates; and travel advis ories.


 

Insurance Claims Assistance

AIGAssist® will provide assistance in obtaining inf ormation f or insurance claims generated overseas f or cases co ordinated through AIGAssist.


 

Bail Advances

AIGAssist® will provide up to $5,000 in bail funds with an acceptable guarantee of reimbursement.


* Please note: Some of the services provided (Denoted) are service benefits, not financial benefits. Any costs associated with those benefits will be paid by You.

 

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Dive Accident Insurance



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